Stella Insurance

Award-winning insurance

PSA Member Offer

In partnership with PSA, Stella are offering a special discounts for current PSA members when you purchase a new Travel insurance or Pet insurance policy. See the offers below.

Travel Insurance

Get 15% offˣ when you purchase a new travel insurance policy from Stella. 

Click the button below to redeem the offer. Promo code will be applied automatically at online checkout.  

Offer ends 31 December 2024. Available to new customers only. T&Cs applyˣSee full terms & conditions below.

 

Pet Insurance

Get 10% offˆ when you purchase a new pet insurance policy from Stella for your dog or cat. 

Click the button below to redeem the offer. Promo code will be applied automatically at online checkout.  

Offer ends 31 December 2024. Available to new customers only. T&Cs applyˆSee full terms & conditions below.

 

Thoughtfully designed, unapologetically for women.

We’re on a mission to champion equality and design products for a fairer world. Whether you’re after cover for your next adventure or your best furry friends, we’re here for you. We offer travel insurance that’s flexible and customisable so you can go places, your way, and pet insurance to help cover those that matter to them. 

How do we do it? We listen. Taking on board what the women of Australia want and need. And we’ve worked hard to make getting cover with us an easy, intuitive experience.

Relevant. Rewarding. Refreshing.

Cover for the things that matter most.
Travel Icon

Travel Insurance

Choose the right cover for your adventure

Pet Icon

Pet Insurance

Choose the right cover for your BFF

TRAVEL Insurance

What’s included?

Nobody likes paying for things they don’t need. Our travel insurance is flexible, supportive and purpose-driven that’s unapologetically designed with you in mind. You can select the range of covers that you may need, and in some cases, the level of benefit that you require. 

Medical emergency and additional expenses

Medical emergency and additional expenses*

This is an unlimited* cover that includes transportation costs, hospital benefit, and medical repatriation.

COVID-19 Cover

COVID-19 cover

We have you covered when it comes to medical expenses linked to COVID-19. And if you opt for the Trip Cancellation and Interruption add-on, coverage extends to certain events tied to COVID-19.

Cover for you and your family

Child minding services*

If you have an unexpected emergency and your kids are travelling with you, we’ll pay up to $200 per day for a maximum of five days for child minding services.

Pregnancy

Complications of pregnancy cover*

We’ll cover essential treatment for any serious, unforeseen complications that may happen on your trip. You’ll just need to provide your home doctor’s travel clearance if you’re past 24 weeks for a single child and 19 weeks for multiple children.

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

What's Optional?

If you have other specific requirements for your trip you can add these as needed.

Lost or stolen luggage

Lost or stolen luggage*

We’ll pay up to $10,000 if your baggage is damaged, stolen or accidentally lost during your trip.

Trip cancellation and interruption

Trip cancellation*

Need to cancel or interrupt your trip due to an unforeseen event? Don’t worry, we’ll pay you the pre-paid or non-refundable trip costs.

Travel delay

Travel delay*

When you are unexpectedly delayed for more than 6 hours, we’ll cover your accommodation for up to $200 per day and $2,000 per trip.

Personal liability

Personal liability*

We’ll pay you up to $2,500,000 for property damage or personal injury caused by your unintentional negligence during the trip.

Cruise

Going on a cruise

Add this Cruise pack to be covered if you’re on board a cruise.

Snow

Heading to the snow

For winter sports ranging from amateur skiing to snowboarding, sledding, tobogganing and tubing on the slopes*, we’ll cover you for ski run closure, hiring replacement snow sports equipment and prepaid costs including ski lift passes, snow sport equipment, and hire or tuition fees.

Pet boarding

Need pet boarding

Cover for your furry friends when you’re away. We’ll pay you for up to $200 per day and $1400 per trip if you’re delayed and need to extend your pet boarding arrangements.

Motorcycle-moped

Going to ride a motorcycle or moped

Planning on riding one while on your trip? Don’t forget to add this pack in your cover.

Personal accident

Personal accident*

We’ll pay up to $50,000 if you suffer accidental bodily injury during the trip which directly causes your death or permanent total disablement.

Car rental

Renting a vehicle

Avoid paying rental vehicle excess by covering up to $6,000 if your rental vehicle is damaged or stolen, and you have purchased comprehensive car insurance.

*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.

PET Insurance

What’s included?

Sometimes your bestie can run into trouble, and when they do this could set you back a few hundred or thousands in unexpected costs. Our product is designed to be able to help get them the treatment they need and not leave you paying for sudden or unexpected vet bills. Stella Pet Insurance covers+:

Specified vet costs

If they become ill or injured when travelling with you for up to 60 days in NZ or Norfolk Island.

Emergency pet boarding

For up to 30 days if you’re unexpectedly hospitalised for four or more days in a row, and it is not reasonable for someone who lives with you to look after your pet.

24/7 pet health hotline

So you can ask specific questions and get general advice, no matter what time. We can even help advise you whether you should take your pet to the vet.

Vet costs for euthanasia

Vet costs for general illness

Skin, ear and eye conditions, hip dysplasia, cruciate ligament conditions, cancer and more.

Vet costs for accidental injuries

Including car accidents, fractures, poisoning, wounds, and when they swallow things they shouldn’t.

What's Optional?

Like us, we know all cats and dogs are unique and individual, which is why Stella Pet Insurance offers optional extras so you can customise your policy until it’s just right for you and them+.

Dental illness

Keep their teeth well intact with cover for treatment for gingivitis or periodontal disease.

Behavioural conditions

For when your dog or cat doesn’t seem like their usual self – excessive licking, fur pulling, pacing and destructive chewing.

Specialised therapies

Vet costs for acupuncture, physiotherapy or hydrotherapy.

This is just a whiff of what’s on offer. For all the details on what is and isn’t covered, refer to the Product Disclosure Statement.

Promotion Terms and Conditions

For full details of the promotion see links here.

WeMoney Insurance Awards 2023: Winner – Car Insurer of the Year, Outstanding Claims Experience (Car Insurance), Best Quality Car Insurance (Car Insurance) awards, and Outstanding Customer Experience (Pet Insurance) award.

Underwriting criteria, policy terms and conditions, limits, sub-limits and exclusions apply. Promotional Ts&Cs apply.

ˣFor the ‘15% discount (prior to any government charges or taxes)’ promotion on Stella Travel Insurance: Offer available from 26/10/2023 – 31/12/2024 (AEDT) to current PSA members only who have not previously purchased from the Promoter. Available via unique link supplied or by using the redemption code PSATRAVEL15 when purchasing a new Stella Travel Insurance policy at online checkout. Available to new Stella customers only. Not to be used in conjunction with any other Stella travel offer. Eligible customers can purchase more than one Stella Travel insurance policy for the offer to apply. For more details, please read full T&Cs here.

ˆFor the10% discount’ promotion on Stella Pet Insurance: Offer available from 26/10/2023 – 31/12/2024 (AEDT) to current PSA members only who have not previously purchased from the Promoter. Available by using the redemption code SXPSAPET10 when purchasing a new Stella Pet Insurance at online checkout during the offer period and for the first year of the policy only. Available to new Stella customers only. Not to be used in conjunction with any other offer. You are required to provide payment details at purchase for future premium instalments, however, you will not be charged for the first month of monthly premium instalment. For more details, please read full T&Cs here.

Stella Travel Insurance is issued by Pacific International Insurance Pty Ltd (ABN 83 169 311 193) (Pacific) and distributed by Stella Underwriting Pty Ltd (ABN 72 633 811 319, AR 001282046) acting as an Authorised Representative of battleface Insurance Services Pty Ltd (ABN 28 650 606 045, AFSL 536280) (battleface) which is acting under a binding authority as agent for Pacific. Stella Pet Insurance is issued by Pacific International Insurance Pty Ltd (ABN 83 169 311 193) (Pacific) and distributed by Stella Underwriting Pty Ltd (ABN 72 633 811 319, AR 001282046) acting as an Authorised Representative of Knose Financial Services Pty Ltd (ABN 38 620 795 735, AFSL 536651), which is acting under a binding authority as agent for Pacific. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. You should consider the appropriateness of any such advice, and read the Product Disclosure Statement (‘PDS’), the Target Market Determination (‘TMD’) and Financial Services Guide (‘FSG’) for these products available at stellainsurance.com.au before making a decision to acquire, or to continue to hold, the product.

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