Car insurance
unapologetically for women

Make the switch and #DRIVELIKEABOSS with Stella.

Comprehensive Car Insurance

We’ve designed our Car Insurance from a uniquely female standpoint, creating real benefits for safer female drivers. With that being said, if you happen to be male or non-binary, of course we’ll cover you too.

Underwritten by VSC, a global company with 300 million customers worldwide, Stella is competitive on price (grab a quick quote and see for yourself!). By listening to what women of Australia want from their insurance, we’ve created a simplified, easy and intuitive experience.

What’s included*?

We’ve got you covered for things like damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property.
Additional benefits

Additional Benefits

Cover for baby capsules and child safety seats stolen from your car, emergency and transport costs where the incident is further than 100km from home, towing to the nearest repairer, windscreen repairs (not replacements), stolen keys and more*.

20m legal liability

$20m Third Party Liability

If your car causes damage to other people’s property, we’ll cover your liability up to twenty million dollars.

Personal items

Personal Items

If your car has been stolen or involved in an accident, we’ll pay up to $1,000 for loss or damage to your personal belongings.

Baby gear

Baby Gear

We’ll pay up to $2,000 for baby gear, such as prams, strollers and other essential baby items that are damaged in a covered incident or stolen from your car.

No Claim Reward

No Claim Reward

For every consecutive year you don’t make a claim, or only make a claim for a car accident where you were not-at-fault, we’ll reduce your basic excess by $100 each year for up to three years.

New car replacement

New Car Replacement

If you’re the first registered owner of a car and it is written off in its first three years and has driven less than 60,000 km, we’ll replace it with a new car.

Theft and accident damage

Theft and Accident Damage

We’ll protect you from damage or loss caused by theft, attempted theft, collision, malicious damage, fire and natural events such as hail, storm, flood or bushfire.

Domestic Cover

Domestic Cover

We will not apply any excess to a claim for damage to your car that arises from a deliberate act by a current or former spouse or partner. It is required that the incident has to have been reported to the police.

*Policy terms & conditions, limitations and exclusions apply. Please see the Product Disclosure Statement for more details.

What's Optional?

We know one size doesn’t fit all, which is why we offer optional extras so you can customise your
comprehensive policy until it’s just right for you.

Roadside Assistance

We’re here for you 24 hours a day, 365 days a year. Flat batteries, flat tyres, lost or locked-in keys, breakdown and towing assistance – call us from anywhere in Australia. 

Learn more about our Roadside Assistance

Stella Roadside Assistance is subject to separate terms and conditions and is not a product that forms part of your Stella Comprehensive Car Insurance policy.

'No-Excess' Windscreen

Avoid paying an excess if your car’s windscreen, sunroof or window glass is damaged by an incident that is covered by your policy and needs to be replaced.

Hire Car - Extra

Enjoy the convenience of a hire car when your car is out of action following an at-fault incident. We’ll cover hire costs for up to fourteen days.

This is just a summary. For full details about what is and isn’t covered you should always refer to the Product Disclosure Statement. Roadside Assistance is a separate product that is subject to separate terms and conditions and does not form part of the Stella Comprehensive Car Insurance policy.

Save money on insurance

Ways to save on your premium?

Small changes to your car insurance quote can make big differences to your budget, so you can spend more of your money, your way.

Choose a higher excess

Lower your premium by increasing your Basic Excess.

Flexible Agreed Value

Reduce your costs by adjusting the Agreed Value of your car.

Pay annually

Save 17% on your premium if you pay it all in one go.

Easy to read Policy Documents

We try not to get caught up in the usual insurance jargon, so we’ve shortened and simplified and written them in terms you’ll understand.

More than car insurance

Check out our latest blog articles!

Frequently asked questions

No we are not for women only. We are a female focused brand with a vision to balance the gender biases that exist for women. In saying that, we insure men too and see ourselves as an inclusive community.

We have thousands of customers who are men and are proud that our customers are supportive of our position to support and empower women.

The full Stella experience is available through our web app, or you can purchase a policy by calling us on 1300 633 811, 9am – 5.30pm (Local Sydney Time), Mon – Fri. We currently offer Comprehensive Car Insurance, Travel Insurance and Pet Insurance nationally, and will be rolling out other products in the future.

You can always get in touch with our team through our website or by calling us on 1300 633 811, 9am – 5.30pm (Local Sydney Time), Mon – Fri, or feel free to send us an email to whenever you need our help.

We highly value and respect your privacy. Transparency and integrity during the processing of your personal data is very important to us. We comply with data protection regulations, including the EU General Data Protection Regulation. In fact, we like to say we are GDPR compliant by design, building Stella with the customer as our focus. Details on how we process your personal data can be found in our Privacy Policy.

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