Policy Documents

It’s important you know the ins and outs of your cover.

Table of Contents

Car legal information

Before you choose to purchase cover, you should consider the relevant Product Disclosure Statements (PDS) to understand what you are and are not covered for. The Stella Insurance PDS is simple and easy to understand. Check below to find the policy applicable to your date of purchase.

Policy Documents

For comprehensive car insurance policies with an effective date prior to 1 May 2024.

Product Disclosure Statement (PDS)

This PDS applies to new policies purchased between 1 December 2023 - 30 April 2024.

Additional Information Guide (AIG)

Read this guide if your policy has a commencement date between 1 June 2023 - 30 April 2024.

Financial Services Guide (FSG)

This FSG applies to new policies purchased between 1 September 2022 - 30 April 2024.

Target Market Determination (TMD)

This TMD applies to new policies purchased between 1 September 2022 - 30 April 2024.

Complaints Handling Guide (CHG)

Read this guide for how to make a complaint for policies purchased between 1 September 2022 - 30 April 2024.

Roadside Assistance Terms and Conditions

Applies to comprehensive car insurance policies purchased prior to 1 May 2024.

Please read the Stella Roadside Assistance Terms and Conditions for the terms, including the coverage, limitations and exclusions that apply to this optional benefit.

Previous Policy Documents

Product Disclosure Statement (PDS)

This PDS applies to new policies purchased between 1 September 2022 - 1 December 2023.

Product Disclosure Statement (PDS)

This PDS applies to new policies purchased between 1 April 2021 – 31 August 2022.

Product Disclosure Statement (PDS)

This PDS applies to new policies purchased between 1 July 2020 – 31 March 2021.

Financial Services Guide (FSG)

This FSG applies to new policies purchased between 21 September 2020 – 31 August 2022.

Financial Services Guide (FSG)

This FSG applies to new policies purchased between 1 July 2020 – 20 September 2020.

Additional Information Guide (AIG)

Read this guide if your policy has a commencement date between 1 June 2023 1 December 2023.

Additional Information Guide (AIG)

Read this guide if your policy has a commencement date between 1 September 2022 - 31 May 2023.

Additional Information Guide (AIG)

Read this guide if your policy has a commencement date between 1 July 2020 – 31 August 2022.

Target Market Determination (TMD)

This TMD applies to new policies purchased between 5 October 2021 – 31 August 2022.

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