We’ll protect you from damage or loss caused by theft, attempted theft, collision, malicious damage, fire and natural events such as hail, storm, flood or bushfire.
If you’re the first registered owner of a car and it is written off in its first three years and has driven less than 60,000 km, we’ll replace it with a new car.
For every consecutive year you don’t make a claim, or only make a claim for a car accident where you were not-at-fault, we’ll reduce your basic excess by $100 each year for up to three years.
We’ll pay up to $2,000 for baby gear, such as prams, strollers and other essential baby items that are damaged in a covered incident or stolen from your car.
If your car has been stolen or involved in an accident, we’ll pay up to $1000 for loss or damage to your personal belongings.
We will not apply any excess to a claim for damage to your car that arises from a deliberate act by a current or former spouse or partner.
If your car causes damage to other people’s property, we’ll cover your liability up to thirty million dollars.
Cover for baby capsules and child safety seats, emergency accommodation and transport costs, towing, windscreen repairs, stolen keys and more.
We’re here for you 24 hours a day, 365 days a year. Flat batteries, flat tyres, lost or locked-in keys, breakdown and towing assistance – call us from anywhere in Australia.
Avoid paying an excess if your car’s windscreen, sunroof or window glass is damaged by an incident that is covered by your policy and needs to be replaced.
Enjoy the convenience of a hire car when your car is out of action following an at-fault incident. We’ll cover hire costs of for up to fourteen days.
This is just a summary. For full details about what is and isn’t covered you should always refer to the Product Disclosure Statement. Roadside Assistance is a separate product that is subject to separate terms and conditions and does not form part of the Stella Comprehensive Car Insurance policy. Please read the Stella Roadside Assistance Terms and Conditions for the terms or see Roadside Assistance below.
We try not to get caught up in the usual insurance jargon, so we’ve shortened and simplified and written them in terms you’ll understand.
Lower your premium by increasing your
Reduce your costs by adjusting the Agreed
Value of your car.
Save 10% on your premium if you pay it all in one go.