EOFY’s here, and just like your finances are getting a tune-up, your car insurance deserves a look too! 🚗✨
Get 15% offˆ on base premium when you purchase a new Stella Comprehensive Car Insurance policy by 30 June 2025. Redeem by entering the promo code NEW15 at online checkout.
Available to new Stella Comprehensive Car Insurance customers only. T&Cs applyˆ.
Additional Benefits
Cover for baby capsules and child safety seats stolen from your car, emergency and transport costs where the incident is further than 100km from home, towing to the nearest repairer, windscreen repairs (not replacements), stolen keys and more*.
$20m Third Party Liability
If your car causes damage to other people’s property, we’ll cover your liability up to twenty million dollars.
Personal Items
If your car has been stolen or involved in an accident, we’ll pay up to $1,000 for loss or damage to your personal belongings.
Baby Gear
We’ll pay up to $2,000 for baby gear, such as prams, strollers and other essential baby items that are damaged in a covered incident or stolen from your car.
No Claim Reward
For every consecutive year you don’t make a claim, or only make a claim for a car accident where you were not-at-fault, we’ll reduce your basic excess by $100 each year for up to three years.
New Car Replacement
If you’re the first registered owner of a car and it is written off in its first three years and has driven less than 60,000 km, we’ll replace it with a new car.
Theft and Accident Damage
We’ll protect you from damage or loss caused by theft, attempted theft, collision, malicious damage, fire and natural events such as hail, storm, flood or bushfire.
Domestic Violence Cover
We will not apply any excess to a claim for damage to your car that arises from a deliberate act by a current or former spouse or partner. It is required that the incident has to have been reported to the police.
*Policy terms & conditions, limitations and exclusions apply. Please see the Product Disclosure Statement for more details.
We know one size doesn’t fit all, which is why we offer optional extras so you can customise your
comprehensive policy until it’s just right for you.
We’re here for you 24 hours a day, 365 days a year. Flat batteries, flat tyres, lost or locked-in keys, breakdown and towing assistance – call us from anywhere in Australia.
Stella Roadside Assistance is subject to separate terms and conditions and is not a product that forms part of your Stella Comprehensive Car Insurance policy.
Avoid paying an excess if your car’s windscreen, sunroof or window glass is damaged by an incident that is covered by your policy and needs to be replaced.
Enjoy the convenience of a hire car when your car is out of action following an at-fault incident. We’ll cover hire costs of for up to fourteen days.
This is just a summary. For full details about what is and isn’t covered you should always refer to the Product Disclosure Statement. Roadside Assistance is a separate product that is subject to separate terms and conditions and does not form part of the Stella Comprehensive Car Insurance policy.
For full details of the promotion see the link here.
ˆUnderwriting criteria, policy terms and conditions, limits, sub-limits and exclusions apply. Promotional Ts&Cs apply. The ‘15% discount’ promotion on Stella Comprehensive Car Insurance offer is available from 01/05/2025 – 30/06/2025 (AEST) to new Stella Car insurance customers only. Available by using the promotional code NEW15 when purchasing a new Stella Comprehensive Car Insurance policy at online checkout during the offer period and for the first year of the policy only. Not to be used in conjunction with any other Stella car offer. For more details, please read full T&Cs here.
Stella Comprehensive Car Insurance is distributed by Stella Underwriting Pty Ltd (Stella) (ABN 72 633 811 319) as an Authorised Representative (AR No 001282046) of Virginia Surety Company, Inc. (ARBN 080 339 957, AFSL 245579), who is the insurance issuer. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Benefits are subject to the terms and conditions including the limits, sub-limits and exclusions of the insurance policy. You should consider the appropriateness of any such advice, and read the Product Disclosure Statement (PDS), the Target Market Determination (TMD) and Financial Services Guide (FSG) for these products available at www.stellainsurance.com.au, before making a decision to acquire, or to continue to hold, the product.
Copyright © Stella Insurance. All Rights Reserved 2025
"*" indicates required fields
*Underwriting criteria, policy terms and conditions, limits, sub-limits and exclusions apply. Promotional Ts&Cs apply. Visit stellainsurance.com.au/car-insurance/ for full details. The ‘15% discount’ promotion on Stella Comprehensive Car Insurance offer is available from 01/05/2025 – 30/06/2025 (AEST) to new Stella Car insurance customers only. Available by using the promotional code NEW15 when purchasing a new Stella Comprehensive Car Insurance policy at online checkout during the offer period and for the first year of the policy only. Not to be used in conjunction with any other Stella car offer. For more details, please read full T&Cs here. Stella Comprehensive Car Insurance is distributed by Stella Underwriting Pty Ltd (Stella) (ABN 72 633 811 319) as an Authorised Representative (AR No 001282046) of Virginia Surety Company, Inc. (ARBN 080 339 957, AFSL 245579), who is the insurance issuer. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Benefits are subject to the terms and conditions including the limits, sub-limits and exclusions of the insurance policy. You should consider the appropriateness of any such advice, and read the Product Disclosure Statement (PDS), the Target Market Determination (TMD) and Financial Services Guide (FSG) for these products available at www.stellainsurance.com.au, before making a decision to acquire, or to continue to hold, the product.
WeMoney Insurance Awards 2024: Winner – Car Insurer of the Year – Back-to-back (3 years), Winner – Best for Quality (Car Insurance) – Back-to-back (2 years), Winner – Outstanding Customer Service (Car Insurance) – Back-to-back (2 years), Winner – Outstanding Claims Experience (Car Insurance), Finalist – Best for Value (Car Insurance), and Finalist – Outstanding Customer Service (Pet Insurance).
Stella Comprehensive Car Insurance is distributed by Stella Underwriting Pty Ltd (Stella) (ABN 72 633 811 319) as an Authorised Representative (AR No 001282046) of Virginia Surety Company, Inc. (ARBN 080 339 957, AFSL 245579), who is the insurance issuer.
Stella Travel Insurance is issued by Pacific International Insurance Pty Ltd (ABN 83 169 311 193) (Pacific) and distributed by Stella Underwriting Pty Ltd (ABN 72 633 811 319, AR 001282046) acting as an Authorised Representative of battleface Insurance Services Pty Ltd (ABN 28 650 606 045, AFSL 536280) (battleface), also operating under the trading name Robin Assist, which is acting under a binding authority as agent for Pacific.
Stella Pet Insurance is issued by Pacific International Insurance Pty Ltd (ABN 83 169 311 193, AFSL No. 523921) (Pacific) and distributed by Stella Underwriting Pty Ltd (ABN 72 633 811 319, AR 001282046) acting as an Authorised Representative of ThePetInsuranceCompany.com.au Pty Ltd (ABN 38 620 795 735, AFSL 536651) (The Pet insurance Company), which is acting under a binding authority agreement as agent for Pacific.
Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Benefits are subject to the terms and conditions including the limits, sub-limits and exclusions of the insurance policy. You should consider the appropriateness of any such advice, and read the Product Disclosure Statement (PDS), the Target Market Determination (TMD) and Financial Services Guide (FSG) for these products available at www.stellainsurance.com.au, before making a decision to acquire, or to continue to hold, the product.
Stella acknowledges the Traditional Owners of Country throughout Australia and recognises their continuing connection to lands, waters, communities and culture. We pay our respect to Aboriginal and Torres Strait Islander cultures; and to Elders past, present and emerging.
05.28.2024 backup WeMoney Insurance Awards 2024: Winner – Car Insurer of the Year – Back to back (3 years), Winner – Best for Quality (Car Insurance) – Back to back (2 years), Winner – Outstanding Customer Service (Car Insurance) – Back to back (2 years), Winner – Outstanding Claims Experience (Car Insurance), Finalist – Best for Value (Car Insurance), and Finalist – Outstanding Customer Service (Pet Insurance).
Comprehensive Car Insurance Policies with an effective date prior to 1 May 2024.
Stella Comprehensive Car Insurance issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE) and distributed by Stella Underwriting Pty Ltd (ABN 72633811319) acting as an Authorised Representative (AR 001282046) of Insurtech Gateway Australia Pty Ltd (ABN 27 633 140 879, AFSL 525866), which is acting under its own AFSL on behalf of QBE.
Stella Travel Insurance is issued by Pacific International Insurance Pty Ltd (ABN 83 169 311 193) (Pacific) and distributed by Stella Underwriting Pty Ltd (ABN 72 633 811 319, AR 001282046) acting as an Authorised Representative of battleface Insurance Services Pty Ltd (ABN 28 650 606 045, AFSL 536280) (battleface) which is acting under a binding authority as agent for Pacific.
Stella Pet Insurance is issued by Pacific International Insurance Pty Ltd (ABN 83 169 311 193) (Pacific) and distributed by Stella Underwriting Pty Ltd (ABN 72 633 811 319, AR 001282046) acting as an Authorised Representative of Knose Financial Services Pty Ltd (ABN 38 620 795 735, AFSL 536651) (Knose), which is acting under a binding authority as agent for Pacific.
Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Benefits are subject to the terms and conditions including the limits, sub-limits and exclusions of the insurance policy. You should consider the appropriateness of any such advice, and read the Product Disclosure Statement (PDS), the Target Market Determination (TMD) and Financial Services Guide (FSG) for these products, before making a decision to acquire, or to continue to hold, the product.
Hello there, you are currently on our Australian website. Click here to head over to our UK Website.
Car Insurance
Travel Insurance
Pet Insurance
Get in touch
Car Insurance
Pet Insurance
Get in touch